We are a team of experienced entrepreneurs with a proven history of providing fintech solutions to lower income communities, and have experience in credit scoring, fundraising, IT, financial products, and ‘last mile delivery. We have experience in performing feasibility studies, rolling out pilots for pension and savings products and supporting the management of micro pension funds in developing countries.

OUR WORK IN GHANA
We were part of the founding team of People’s Pension Trust Ghana Ltd (PPT). PPT was founded in 2014 on the conviction that informal sector workers should have the opportunity to save towards a meaningful pension. After a positive feasibility study on micro-pensions in Ghana, PPT was launched in 2014 and piloted a pension savings product with 400 informal sector workers. The pilot provided PPT with the confidence to start operations and begin applying for a license with the National Pension Regulatory Authority (NPRA). Based on our experience during the pilot and through client centric design we developed a pension savings product tailor made to those working in the informal sector. 

In December 2016 PPT formally launched and actively started registering clients and taking collections. Clients can save daily, weekly or monthly, with flexible contribution amounts, using their mobile phone. Distribution through sales agents, kiosks, partnering with existing networks/aggregators, Telco’s, private sector companies and more.

OUR WORK IN RWANDA
SNAP Solutions was founded with the mission to redefine financial inclusion for 1 Million Rwandans. SNAP Solutions partners with Rwanda Trading Company to provide financial training and access to savings products to approximately 80,000 coffee farmers. 

This is a pilot funded by the Mastercard Foundation in which we: – Educate farmers and cooperatives/washing station teams on lifecycle savings and available products
– Provide a market to existing financial service providers
– Automate savings for farmers
Our ambition is for farmers to understand and commit to saving prior to receiving their income, to maximize their saving goals.

Please contact us if you want to discuss and/or share ideas on access to financial products in developing countries.